Cards / AU Small Finance

AU Small FinanceBusiness CashbackVisa / RuPay

Business Cashback Credit Card

AU Small Finance Bank · Business

Reviewed by Chandan Kumar Dash

1% cashback on repayment of total amount due (max ₹1,000 per cycle); 1% fuel surcharge waiver.

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Joining fee

Free

Annual fee

₹1,188

Waiver spend

–

Forex markup

3.49%

Fee waiver

No spend-based waiver listed by the bank.

Recent changes

• 30 September 2026Worse for you

  The fuel surcharge waiver is capped at Rs 100 a statement month, under the schedule of charges dated 30 September 2026.

  Source

All card changes in 2026

Work it out for this card

How the app counts rewards

• 1% cashback when the total amount due is repaid in full

No rewards on fuel, insurance, rent, wallet loads.

Who can apply

• Age 25 to 65

Resident Indian business owners

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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