How we earn

Saifu has no ads, no sponsored listings and no account. The only way it earns money today is affiliate commission on some of the links it shows. This page lists exactly which.

The affiliate model

Three kinds of links can earn Saifu a commission. In each case the link goes through an affiliate network (ExtraPe, EarnKaro or INRDeals), and it costs you nothing extra.

Card Apply links. Many card pages have an Apply button. If you apply through it and the bank approves you, the network may pay us. Cards without such a link show the bank's official page instead.
Shopping links. Links to stores such as Flipkart, Myntra, AJIO, Skyscanner and Booking.com on sale and offer pages. If you buy after tapping one, the network may pay us a small commission.
Partner links. The free credit score check and the savings account links next to the eligibility check. If you sign up through them, the network may pay us a small fee.

Nothing else earns money. There are no banner ads, no paid placements, and no fee for a card to be listed.

Every such link carries this notice, on this site and in the app: Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.

Ranking does not depend on payout

Cards are ranked by what they add for you, from the card rules and your own spends. The ranking code has no access to affiliate data, and a test in our build fails if engine code ever refers to it. A card with no affiliate link is ranked the same way as one with a link, and still appears. Ranking is not for sale: we do not take payment from banks or anyone else to be ranked or listed higher.

Which links we show

Only the three kinds above. Saifu does not link to loans or credit lines. A link is shown only when it is active and uses https. Every affiliate link is labelled where it appears.

What happens when you tap one

The page opens on the bank's or partner's site. That party receives whatever you enter there and may contact you about your application. Saifu cannot see what you type. Affiliate networks may set a cookie to record that you came from Saifu. Never share an OTP, CVV or PIN with anyone who calls or messages you.

Paid plans

Saifu has no paid plan today. If one is added, it will be described here before it starts.

Questions

Write to hello@saifu.in.