What changed

Guides and news

• Reorder trending guides
• Add anchor demand to the Jio Platforms IPO guide
• Add guide on Muhurat trading 2026 timings
• Add NPS Central to October money changes
• Add guide on the LTCG tax review before Budget 2027-28
• Add guide on Form 141 for TDS on property and rent

Data and offers

• Update IPO GMP and Tonbo final subscription for 19 October evening
• Add FAST-DS deadline to the tax calendar
• Update Amazon sale deals check date
• Update FD rate dates for ICICI and Axis
• Correct IPO checked time for 19 October midday
• Update IPO subscription for 19 October midday
• Update IPO GMP for 19 October and add Zetwerk subscription pages

Guides and news

• Reorder trending guides
• Add SBI repo-linked loan rate rise to the repo rate guide and October money changes

Website

• Add brand profiles to site structured data
• Update subscription page refresh note
• Add subscription status and listing pages for big IPOs, in English and Hindi
• Add IPO GMP vs listing scorecard
• Add the meaning of the Saifu name to the footer and About page

Data and offers

• Update IPO GMP for 18 October evening
• Update IPO GMP and Paras Healthcare lot and listing date for 18 October
• Add Jio IPO allotment status page
• Optimise IPO page titles for GMP searches
• Update card offers for the week of 18 October
• Update Amazon sale SBI offer caps from SBI Card terms
• Add SBM novio card annual fee to the card tracker

Guides and news

• Add EPS government contribution ceiling to the EPF wage ceiling guide and October money changes
• Reorder trending guides
• Add Tatkal NPS on BHIM and FEDAI guidance to October money changes
• Add FEDAI forex conversion guidance to the freelancer export rules guide
• Add guide on SEBI's proposed SME IPO rules
• Add gold fund pause to October money changes
• Add Kotak debt fund pause to the Yes Bank AT1 guide
• Add guide on gold fund of funds pausing new investments

Website

• Add share as image to wallet roast

Data and offers

• Add best card lists, app rankings, market report and reviewer page
• Add PNB credit card cash withdrawal fee to the card tracker
• Update IPO GMP for 17 October

Guides and news

• Reorder trending guides
• Add guide on the new Eternal SBI Card
• Add central staff ad hoc bonus to October money changes
• Add guide on SEBI's new market closing timings from 7 December
• Add SBI MCLR rise to the repo rate guide and October money changes
• Add guide on the Supreme Court ruling on Yes Bank AT1 bonds
• Add guide on the Zetwerk IPO
• Add guide on the Jio Platforms IPO

Website

• Translate IPO and market holiday page strings
• Add IPO link to the site header
• Add IPO and market holiday pages, sharpen card page titles

Data and offers

• Add SBM ZET card fee changes to the card tracker
• Update IPO GMP and subscription for 16 October
• Add IPO calendar data for October 2026
• Add stock market holiday and registrar reference data
• Update Myntra HDFC Bank minimum order and festive sale checks

Guides and news

• Add guide on the IDBI Bank sale to Fairfax for customers
• Add railway bonus and social pension changes to the October money changes post

Data and offers

• Add Club Vistara IDFC FIRST card closure to the card tracker
• Update Flipkart ICICI Bank offer check date

Guides and news

• Add IndusInd Bank savings account charges to the October money changes post
• Reorder trending guides
• Add guide on SBI's jumped deposit and fake investment scam warnings
• Update EPF guides with the 31 October deadline for September PF

Data and offers

• Add Croma Festival of Dreams sale and update Flipkart deal check date
• Add Amex Reward Multiplier closure to the card tracker
• Update Myntra HDFC Bank offer and festive sale checks

Guides and news

• Update UPI fee guide with NPCI's delay until after Diwali

Data and offers

• Update Flipkart ICICI Bank offer check date

Guides and news

• Add guide on the new online shopping rules from January 2027
• Update UPI fee guide with the 11 October status

Data and offers

• Update FD rates for ICICI, Unity and YES Bank
• Update festive sale offers and Flipkart deals
• Add Amex, ICICI MakeMyTrip, AU and HDFC card changes to the tracker

Guides and news

• Reorder trending guides
• Add export rules and minimum wage rise to the October money changes post
• Add guide on RBI's new export rules for freelancers paid from abroad
• Add Bajaj Finance and Shriram Finance FD rate rises to the RBI rate guide
• Update GST Council guide with CBIC's confirmation of the delivery tax cut

Data and offers

• Update card offers for the week of 11 October
• Add PNB credit card fee changes to the card changes tracker

Guides and news

• Add GPF rate and UPI fee status to the October money changes post
• Update UPI fee guide with report that NPCI's meeting did not take place
• Add guide on IRDAI's proposed insurance commission caps
• Add Form 121 to the EPF withdrawal guide

Data and offers

• Add IndiGo IDFC FIRST international rewards cut to the card changes tracker
• Update Amazon and Flipkart sale deal check dates
• Add Jupiter Edge+ shopping reward change to the card changes tracker

Guides and news

• Add HDFC Bank's MCLR cut to the October repo rate guide
• Add guide on the new Aadhaar name change rules
• Update the EPF withdrawal guide with the UPI withdrawal trial report
• Add Karur Vysya Bank and start dates to the October repo rate guide
• Update UPI fee guides with reports that the start may be delayed
• Update the October repo rate guide with UCO Bank and the SBI chairman's FD outlook
• Add guide on the 8 October GST Council meeting

Website

• Serve the ITR helper from itr.saifu.in
• Add AY 2026-27 ITR schemas and update the plan to guide the online form
• Serve the ITR helper on itr.saifu.in behind a switch
• Link the ITR form finder from the hubs, tax calendar and sitemap
• Translate the ITR form finder into Hindi, Telugu, Marathi, Tamil and Bengali
• Add ITR form finder page at /itr/
• Add ITR form rule engine with tests
• Collapse each day on the What changed page

Data and offers

• Update Flipkart sale with Axis Bank offer terms and end date
• Add Amex Platinum Travel lounge and milestone changes to the card changes tracker
• Update Amazon, Flipkart and Myntra sale offers and deals

Guides and news

• Add bank loan rate rises to the October repo rate guides

Website

• Update trending and guide lists to show the published date and mark edits as updated

Data and offers

• Add American Express Membership Rewards changes to the card changes tracker
• Update Amazon and Flipkart sale deals for the main sale
• Update Flipkart Big Billion Days deals

Guides and news

• Add RBI bank deposits in CAS change to the October rate guides
• Add guide on the October RBI repo rate rise to 5.5%
• Correct Amazon SBI cap in the big sale guide and translate it

Website

• Update How we earn page to list every affiliate link type
• Update home page hero buttons
• Add creator media kit page and align creators page with the privacy policy
• Add creator terms page at /creators/ (free to join, disclosure, commission only from commission received, no data collection)
• Add Instagram link to the site footer and organisation data
• Update website changelog to 1.2.0
• Add price history and card-adjusted price to the extension
• Add Saifu Sale Card Check browser extension and live sales index

Data and offers

• Update Amazon, Flipkart and Myntra sale offers and deals

Guides and news

• Add guides on card points expiry and choosing a card for big sales
• Add tax audit report deadline of 21 October to tax calendar

Website

• Add Previous card to flashcards and quiz reactions from Sai
• Show five strong cards and a re-roast button on Roast my wallet
• Add share row to card pages
• Shorten long page titles by dropping the site suffix
• Add AJIO and MakeMyTrip store logos
• Add buying a home education page and focusable table regions
• Fix ticker browser caching, contrast and duplicate IDs found in audit
• Limit number boxes to sensible ranges site wide

Data and offers

• Add sale-time card block and portal cashback line to sale pages
• Add Care Health FY2025-26 claims data
• Add partial FY2025-26 health claims data for three insurers
• Add shares and funds learning path, fund cost calculator and setup practice to the indicator lab
• Add Bajaj General's health claim counts from its own NL-37 form
• Add seven life insurers and six health insurers' own claim counts, checked against their PDFs
• Add insurer-wise individual death claim counts from five life insurers' own disclosures
• Add IRDAI claims figures to the insurance page and refresh the market banner every five minutes

Guides and news

• Correct EPF, NPS, gratuity, gold loan and tax date details after checking official texts
• Add In short key facts to every English guide
• Remove the card late fee guide that presented existing RBI rules as new, and redirect it
• Add October 2026 money changes, UPI merchant fee, card late fee and gold loan guides
• Add guides on NPS exit rules, gratuity, HRA in eight cities and the new Income-tax Act
• Add guides on EPF, the ₹25,000 wage ceiling and the 2026 withdrawal rules
• Add Learn hub with topics, four sourced guides and calculator links
• Add a blog and a write-for-us page to the website

Website

• Publish card finder, eligibility, roast and points tools in five Indian languages
• Show changes to saved cards across the site
• Load bank strip logos eagerly so they show on iPhone
• Fix offer filters leaving hidden cards on screen
• Add start-here tools on home, eligibility links and published age ranges
• Add credit card eligibility check
• Add sale notes on card pages, my cards and WhatsApp sharing
• Add IndexNow pings for changed pages after each deploy

Data and offers

• Add points value calculator, wallet roast and free credit score links
• Add weekly credit card offers page and offers on card pages
• Make the sale banner sticky and animated, and add the Myntra sale and Croma support
• Show a sale banner under the header and list sale deals with the best card for each
• Add Amazon and Flipkart sale pages showing which card saves the most on an order
• Add a card finder that ranks cards by yearly value after fees
• Add yearly earnings for sample spenders and 15 more card comparisons
• Add bank holiday, card changes, FD rate, rate history and tax calendar pages

Website

• Require a backup passphrase, report a cancelled share and let the app lock be turned off without a phone screen lock
• Show a placeholder for cards missing from the rules and limit affiliate links to approved hosts
• Update the website and privacy page for card details, eligibility check and statement import
• Add the Saifu wallet logo and app icon to the apps and the website
• Restyle the website with a Miro-style board, pastel tiles and animated hero
• Show bank marks and store buttons and read affiliate links from the rules file on the website
• Redesign the website with a light aurora hero and scroll-started meters
• Redesign the website with the app palette and a live example answer in the hero

Website

• Rename the app to Saifu, fix the model crash, add SF Symbols in Settings, new palette and splash
• Add subscription logos, upcoming charges, device-based model choice and iPhone message capture
• Add wallet card faces, SMS tracking, backup and restore, assistant, EMI and lounge screens
• Add website with card directory, waiver calculator and privacy policy

• The What changed page and the version number are now generated automatically from the change history.

• Money School at /money-school/: a daily quiz with a streak, flashcards with Previous and Next, a glossary, a SIP illustration and Sai the robot, who now celebrates right answers and consoles wrong ones.
• Money School pages on insurance (with claim figures from each insurer's own disclosures) and on buying a home. Both are education only.
• Wallet roast now lists the five best cards for your spends and has a button to roast again with different cards.
• Sale pages: Check before you swipe, which shows what any card saves on your order next to the best option, a list of the best cards to apply for before a sale, and the Amazon, Flipkart and Myntra sales updated through the day.
• Two new guides: whether credit card points expire, and which card to use in a big online sale.
• Every number box now has a sensible limit, months can be entered on the EPF, NPS and credit score tools, and a share row is on every card page.
• Six more store logos, a market ticker that refreshes every five minutes, and fixes found in a site audit (contrast, labels and page titles).
• Daily money news now checks four times a day instead of once.
• Saifu Sale Card Check, a Chrome extension, is built and awaiting release: price history, price after the best sale card and links to other stores on Amazon.in and Flipkart product pages.

• Free credit score page at /credit-score/, with a one-time banner for new visitors.
• Share row on blog posts and sale pages: copy link, share with picture, Telegram, Facebook, email.
• Own share picture for every blog post and sale page, in all six languages.
• Android notification reading in the app (rules bundle 2026.10.06-0001).

• Card finder, eligibility check, points value, wallet roast, card offers, sale offers, site search, bank logos, My cards and tools in five Indian languages.