Cards / Bank of Baroda (BOBCARD)

Bank of Baroda (BOBCARD)BOBCARD HPCL ENERGIE

BOBCARD HPCL ENERGIE Credit Card

Bank of Baroda (BOBCARD) · with HPCL · Fuel

Reviewed by Chandan Kumar Dash

Saved only in this browser. Sale pages then show your own best card.

Joining fee

₹499

Annual fee

₹499

Waiver spend

₹50,000

Forex markup

3.5%

Fee waiver

Spend ₹50,000 in a card year and the next annual fee is waived.

That is about ₹4,167 a month.

Work out what you still need to spend

Work it out for this card

Offers on this card now

• Shopping
  AJIO

  10% instant discount up to ₹1,000 on AJIO

  Minimum order ₹3,000. No code needed.

  Ends 24 OctBank's terms

• Food
  Swiggy

  10% off up to ₹100 on Swiggy food orders

  Minimum order ₹499. Fridays, Saturdays and Sundays only, once a month per user. Use code BOBCARD100.

  Ends 27 DecBank's terms

See every bank on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 24 points per ₹150 on fuel at HPCL outlets, LPG and HP Pay (up to 1,000 points a month)
• 10 points per ₹150 on phone and DTH bills and department stores (up to 1,000 points a month)
• 2 points per ₹150 (transactions of ₹150 or more)

No rewards on education, groceries, insurance, rent, wallet loads.

Airport lounges

• Domestic: 1 visit a quarter

Needs ₹20,000 spend in the previous calendar quarter

Points

BOBCARD Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.

Work out what your points are worth

Who can apply

• Age 21 to 65
• Salaried: income of ₹3,60,000 a year or more
• Self-employed: income of ₹4,80,000 a year or more

Salaried 21 to 60, self-employed 24 to 65. Bank of Baroda customers: ₹3 lakh salaried, ₹3.6 lakh self-employed

Published minimums. Approval is the bank's decision. See every card you qualify for.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from Bank of Baroda (BOBCARD)