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ICICIEmirates Skywards ICICI Bank Rubyx Credit Card

Emirates Skywards ICICI Bank Rubyx Credit Card Credit Card

ICICI Bank · with Emirates Skywards · Travel

Reviewed by Chandan Kumar Dash

1 Emirates Skywards mile per Rs 100 on domestic and international spends.

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Joining fee

₹1,000

Annual fee

₹1,000

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Recent changes

• 15 January 2026Worse for you

  New fees: 2% on online gaming, 1% on wallet loads of Rs 5,000 or more, and 1% on transport spends above Rs 50,000.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Electronics
  GGoogle Pixel

  Up to ₹10,000 off on Google Pixel 11

  Valid on credit cards and credit card EMI.

  Ends 31 OctBank's terms

• Electronics
  Apple

  Up to ₹7,000 instant cashback on iPhone 18 Pro and iPhone 18 Pro Max

  Valid at Apple authorised stores on credit cards and credit card EMI.

  Ends 26 DecBank's terms

• Travel
  MakeMyTrip

  10% off up to ₹1,800 on domestic flights on MakeMyTrip

  Minimum booking ₹5,000. Valid on Mondays only. Use code FLYMON.

  Ends 31 DecBank's terms

• Travel
  Goibibo

  15% off up to ₹5,000 on domestic hotels on Goibibo

  Minimum booking ₹4,000. Valid on Mondays only. Use code GOICICIFEST.

  Ends 31 DecBank's terms

3 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 1 Skywards Mile per ₹100 on retail spends

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 1 visit a quarter

Domestic airport lounge needs ₹75,000 spend in the previous quarter, primary cardholder only

Points

Emirates Skywards Miles, worth about ₹0.5 each on the usual redemption. Expire after 3 years.

Work out what your points are worth

Who can apply

• Age 21+
• Salaried: income of ₹9,00,000 a year or more
• Self-employed: income of ₹9,00,000 a year or more

Salaried: ₹75,000 a month. Not open to new applications.

Published minimums. Approval is the bank's decision. See every card you qualify for.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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