Cards / IndusInd

Joining fee

Free

Annual fee

₹25,000

Waiver spend

₹10,00,000

Forex markup

0%

Fee waiver

Spend ₹10,00,000 in a card year and the next annual fee is waived.

That is about ₹83,333 a month.

Work out what you still need to spend

Work it out for this card

Offers on this card now

• Groceries
  Zepto

  Flat ₹100 off on Zepto

  Minimum order ₹999. Use code ZEPINDCC. Once per card during the offer period.

  Ends 31 OctBank's terms

• Bills
  PPaytm

  Flat ₹50 off on recharges and bill payments on Paytm

  Minimum payment ₹499 on mobile, broadband, DTH, water, gas and electricity bills. Use code INDCC50. Once per card.

  Ends 31 OctBank's terms

• Groceries
  Blinkit

  10% off up to ₹300 on Blinkit

  10% up to ₹150 on orders of ₹999 or more with code INDUS150, or 10% up to ₹300 on orders of ₹2,499 or more with code INDUS300. Once per card per offer type.

  Ends 11 NovBank's terms

See every bank on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 0.7 points per Rs 100 on utilities, telecom, insurance, education, government and rent
• 3 points per Rs 100

No rewards on fuel.

Airport lounges

• Domestic: Unlimited visits
• International: Unlimited visits

Unlimited for primary and add-on cardholders, plus 12 guest visits outside India a year. Domestic via the card, international via Priority Pass

Points

Reward Points, worth about ₹1 each on the usual redemption.

Transfer partners: Singapore Airlines KrisFlyer (1:1), Club ITC Green Points (1:1)

Work out what your points are worth

Who can apply

Only for IndusInd Pioneer Private banking customers

Published minimums. Approval is the bank's decision. See every card you qualify for.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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