Cards / Kotak Mahindra

Kotak MahindraKotak White Reserve Credit Card

Kotak White Reserve Credit Card Credit Card

Kotak Mahindra Bank · Super premium

Reviewed by Chandan Kumar Dash

White Pass Value up to Rs 2.5 lakh annually on spend milestones; unlimited global lounge access.

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Joining fee

₹12,500

Annual fee

₹12,500

Waiver spend

₹10,00,000

Fee waiver

Spend ₹10,00,000 in a card year and the next annual fee is waived.

That is about ₹83,333 a month.

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Offers on this card now

• Shopping
  Tata CLiQ

  12.5% instant discount on Tata CLiQ Fashion and Luxury

  Fashion: minimum ₹3,000, maximum discount ₹1,000, code TCFKOTAK. Luxury: minimum ₹7,500, maximum discount ₹2,500, code TCLKOTAK. Valid on select Kotak credit cards.

  Ends 30 NovBank's terms

See every bank on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

Full reward rules for this card are not in the app yet. It shows fees and the waiver for now.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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