Cards / RBL

RBLIndianOil RBL Bank XTRAMastercard / RuPay

IndianOil RBL Bank XTRA Credit Card

RBL Bank · with IndianOil · Fuel

Reviewed by Chandan Kumar Dash

8.5% value back at IndianOil fuel stations; 250 litres free petrol as fuel points annually.

Saved only in this browser. Sale pages then show your own best card.

Joining fee

Free

Annual fee

₹1,500

Waiver spend

₹2,75,000

Forex markup

3.5%

Fee waiver

Spend ₹2,75,000 in a card year and the next annual fee is waived. Spends on education, insurance, rent, utilities, wallet loads do not count.

That is about ₹22,917 a month.

Work out what you still need to spend

Work it out for this card

Offers on this card now

• Food
  Swiggy

  5% off up to ₹1,000 on Swiggy food orders

  Minimum order ₹1,000. Use code RBLCC1000. Valid 20 to 25 October.

  Ends 25 OctBank's terms

• Groceries
  Blinkit

  Flat ₹100 off on Blinkit

  Minimum order ₹1,199. Use code RBL100.

  Ends 31 OctBank's terms

• Groceries
  Zepto

  Flat 5% off up to ₹750 on Zepto

  Minimum order ₹5,000. Use code ZEPRBLHV.

  Ends 31 OctBank's terms

• Travel
  RredBus

  10% instant discount up to ₹500 on redBus

  Not valid on Saturdays and Sundays. Use code RBL500.

  Ends 31 OctBank's terms

7 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 15 fuel points per ₹100 at IndianOil fuel stations (max 2,000 points a month)
• 2 fuel points per ₹100 on other spends

No rewards on education, insurance, rent, utilities, wallet loads.

Points

Fuel Points, worth about ₹0.5 each on the usual redemption. Expire after 2 years.

Work out what your points are worth

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from RBL