Cards / Union Bank of India

Union Bank of IndiaUnion Bank Visa Signature Credit CardVisa

Union Bank Visa Signature Credit Card Credit Card

Union Bank of India · Premium

Reviewed by Chandan Kumar Dash

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Joining fee

Free

Annual fee

₹1,999

Waiver spend

₹2,70,000

Forex markup

3%

Fee waiver

Spend ₹2,70,000 in a card year and the next annual fee is waived.

That is about ₹22,500 a month.

Work out what you still need to spend

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How the app counts rewards

• 4 points per ₹100

Points

Union Rewardz Points, worth about ₹0.25 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 21 to 65
• Salaried: income of ₹10,00,000 a year or more
• Self-employed: income of ₹10,00,000 a year or more

Also issued against a fixed deposit (25% margin) without income proof

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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