Cards / YES

Joining fee

₹499

Annual fee

₹499

Waiver spend

₹1,20,000

Fee waiver

Spend ₹1,20,000 in a card year and the next annual fee is waived.

That is about ₹10,000 a month.

Work out what you still need to spend

Recent changes

• 15 June 2026Worse for you

  Cash advance fee becomes 2.5% or Rs 650, new fees apply on auto-debit failure and branch cash or cheque payments, card reissue costs Rs 199, and forex markup rises to 3.5% on ACE, Select, Klick and others, 3% on Elite+ and 2% on YES First Preferred.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Travel
  YYatra

  Up to 18% off on flights and hotels on Yatra

  Domestic flights 13% up to ₹2,026 on ₹5,000, international flights 11% up to ₹10,000 on ₹10,000, and domestic hotels 18% up to ₹7,500 on ₹5,000. Use code YESFEST.

  Ends 25 OctBank's terms

• Groceries
  Blinkit

  Flat ₹125 off on Blinkit

  Minimum order ₹1,499. Use code YESCC125. Once per user per card during October. Not valid on gold and silver coins, gift cards, milk or tobacco.

  Ends 31 OctBank's terms

• Food
  DDistrict

  10% off up to ₹500 on District dining

  Minimum bill ₹4,000. Use code YESTREAT. Once per card during October.

  Ends 31 OctBank's terms

• Bills
  PPaytm

  5% off up to ₹50 on recharges and bill payments on Paytm

  Minimum payment ₹399 on the Paytm app. Use code YESCC50. Once per user per card per month.

  Ends 31 DecBank's terms

See every bank on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

Full reward rules for this card are not in the app yet. It shows fees and the waiver for now.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from YES