Loans and EMIs
EMIs, card EMI against personal loans, APR and the Key Fact Statement.
Loans and EMIsRBI raises repo rate to 5.5% on 7 October 2026: what it means for your EMI and FDRBI raised the repo rate from 5.25% to 5.5% on 7 October 2026. How much loan EMIs can rise, when banks pass it on, and what happens to FD rates.Saifu team · 7 October 2026 · 6 minLoans and EMIsGold loan rules from April 2026: how much you can borrowRBI's tiered loan-to-value limits for gold loans: 85% up to ₹2.5 lakh, 80% up to ₹5 lakh, 75% above. Plus valuation and the 7-day return rule.Saifu team · 5 October 2026 · 2 minLoans and EMIsCredit card EMI or personal loan: which costs less?How interest, GST and processing fees change the real cost of a card EMI, a no-cost EMI and a personal loan, with the RBI rules behind them.Saifu team · 5 October 2026 · 2 min
Calculators
SIP calculatorLoan EMI calculatorCredit card EMI vs personal loanMinimum due calculatorCredit utilisation calculatorCredit score simulatorPPF calculatorFixed deposit calculatorIncome tax calculator: old vs new regimeEPF calculatorNPS calculatorGratuity calculatorHRA exemption calculatorSalary calculator: CTC to take-home
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