What are my points worth?

Cash value is the points multiplied by the value of one point on the card's usual redemption, such as a statement credit or vouchers, as Saifu lists it on each card page. Transfers use the ratio the bank lists: 1:2 means one card point becomes two miles. What a mile is worth depends on the flight you book with it: business class awards often give ₹1.5 or more a mile, economy often ₹0.5 to ₹1. Hotel points are usually worth less each, about ₹0.4 to ₹0.8 for Marriott Bonvoy or IHG; Accor points have a fixed value of €40 for 2,000 points. Change the values above to match. Banks cap transfers, charge a fee per transfer and change ratios, so check the bank's page before you move points.