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Best credit card for Uber
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on Uber, Paisabazaar PaisaSave returns about ₹3,600 a year, or ₹3,101 after its ₹499 annual fee. With no annual fee, Fibe Axis Bank returns ₹1,800 a year.
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₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹3,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Cookies RBL Bank ₹3,600 ₹1,200 ₹2,400 Apply 2 Paisabazaar PaisaSave YES Bank ₹2,160 ₹499 ₹1,661 Bank page 3 HDFC Bank PIXEL Play HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 4 Swiggy HDFC HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 5 Swiggy Ornge HDFC Bank HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 6 Fibe Axis Bank Axis Bank ₹1,080 Free ₹1,080 Bank page 7 Axis Flipkart Axis Bank ₹1,440 ₹500 ₹940 Apply 8 Flipkart SBI Card SBI Card ₹1,440 ₹500 ₹940 Apply 9 CheQ AU AU Small Finance Bank ₹900 Free ₹900 Bank page 10 PhonePe HDFC Bank Ultimo HDFC Bank ₹1,800 ₹999 ₹801 Apply
₹5,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹3,600 ₹499 ₹3,101 Bank page 2 Cookies RBL Bank ₹3,840 ₹1,200 ₹2,640 Apply 3 HDFC Bank PIXEL Play HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 4 Swiggy HDFC HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 5 Swiggy Ornge HDFC Bank HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 6 PhonePe HDFC Bank Ultimo HDFC Bank ₹3,000 ₹999 ₹2,001 Apply 7 HDFC Millennia HDFC Bank ₹3,000 ₹1,000 ₹2,000 Apply 8 Swiggy BLCK HDFC Bank HDFC Bank ₹3,000 ₹1,000 ₹2,000 Apply 9 Axis Flipkart Axis Bank ₹2,400 ₹500 ₹1,900 Apply 10 Flipkart SBI Card SBI Card ₹2,400 ₹500 ₹1,900 Apply
₹7,500 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹5,400 ₹499 ₹4,901 Bank page 2 HDFC Bank PIXEL Play HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 3 Swiggy HDFC HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 4 Swiggy Ornge HDFC Bank HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 5 PhonePe HDFC Bank Ultimo HDFC Bank ₹4,500 ₹999 ₹3,501 Apply 6 HDFC Millennia HDFC Bank ₹4,500 ₹1,000 ₹3,500 Apply 7 Swiggy BLCK HDFC Bank HDFC Bank ₹4,500 ₹1,000 ₹3,500 Apply 8 Axis Flipkart Axis Bank ₹3,600 ₹500 ₹3,100 Apply 9 Flipkart SBI Card SBI Card ₹3,600 ₹500 ₹3,100 Apply 10 PhonePe SBI Card SELECT BLACK SBI Card ₹4,500 ₹1,499 ₹3,001 Bank page
₹10,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹7,200 Free ₹7,200 Bank page 2 HDFC Bank PIXEL Play HDFC Bank ₹6,000 Free ₹6,000 Apply 3 HDFC Millennia HDFC Bank ₹6,000 Free ₹6,000 Apply 4 Swiggy HDFC HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 5 Swiggy Ornge HDFC Bank HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 6 PhonePe HDFC Bank Ultimo HDFC Bank ₹6,000 ₹999 ₹5,001 Apply 7 Swiggy BLCK HDFC Bank HDFC Bank ₹6,000 ₹1,000 ₹5,000 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 9 Axis Flipkart Axis Bank ₹4,800 ₹500 ₹4,300 Apply 10 Flipkart SBI Card SBI Card ₹4,800 ₹500 ₹4,300 Apply
₹15,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹10,800 Free ₹10,800 Bank page 2 HDFC Millennia HDFC Bank ₹9,000 Free ₹9,000 Apply 3 Swiggy Ornge HDFC Bank HDFC Bank ₹9,000 Free ₹9,000 Apply 4 Swiggy HDFC HDFC Bank ₹9,000 ₹500 ₹8,500 Apply 5 Swiggy BLCK HDFC Bank HDFC Bank ₹9,000 ₹1,000 ₹8,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 7 Axis Flipkart Axis Bank ₹7,200 ₹500 ₹6,700 Apply 8 Flipkart SBI Card SBI Card ₹7,200 ₹500 ₹6,700 Apply 9 HDFC Bank PIXEL Play HDFC Bank ₹6,600 Free ₹6,600 Apply 10 Fibe Axis Bank Axis Bank ₹5,400 Free ₹5,400 Bank page
₹20,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹14,400 Free ₹14,400 Bank page 2 HDFC Millennia HDFC Bank ₹12,000 Free ₹12,000 Apply 3 Swiggy BLCK HDFC Bank HDFC Bank ₹12,000 Free ₹12,000 Apply 4 Swiggy HDFC HDFC Bank ₹12,000 Free ₹12,000 Apply 5 Swiggy Ornge HDFC Bank HDFC Bank ₹12,000 Free ₹12,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 7 Axis Flipkart Axis Bank ₹9,600 ₹500 ₹9,100 Apply 8 Flipkart SBI Card SBI Card ₹9,600 ₹500 ₹9,100 Apply 9 Fibe Axis Bank Axis Bank ₹7,200 Free ₹7,200 Bank page 10 HDFC Bank PIXEL Play HDFC Bank ₹7,200 Free ₹7,200 Apply
₹30,000 a month on Uber # Card Rewards a year Annual fee Net a year Link 1 Paisabazaar PaisaSave YES Bank ₹21,600 Free ₹21,600 Bank page 2 Swiggy BLCK HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 3 Swiggy HDFC HDFC Bank ₹18,000 Free ₹18,000 Apply 4 Swiggy Ornge HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 5 Axis Flipkart Axis Bank ₹14,400 Free ₹14,400 Apply 6 Flipkart SBI Card SBI Card ₹14,400 Free ₹14,400 Apply 7 HDFC Millennia HDFC Bank ₹13,200 Free ₹13,200 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 9 Fibe Axis Bank Axis Bank ₹10,800 Free ₹10,800 Bank page 10 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply
Rewards a year: what the card pays back on Uber alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on Uber? At ₹5,000 a month, Paisabazaar PaisaSave gives the most after its annual fee: about ₹3,101 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for Uber? Fibe Axis Bank charges no annual fee and returns about ₹1,800 a year on ₹5,000 a month of Uber spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Uber spends at each amount, then scaled to a year. Only Uber spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .