Cards / Axis

AxisScapia Axis Bank Credit CardMastercard / RuPay

Scapia Axis Bank Credit Card Credit Card

Axis Bank · with Scapia · Travel

Reviewed by Chandan Kumar Dash

20% rewards on travel bookings on the Scapia app; 10% rewards on daily spends; zero forex markup; unlimited domestic lounge access.

Saved only in this browser. Sale pages then show your own best card.

Joining fee

Free

Annual fee

Free

Waiver spend

–

Forex markup

0%

Fee waiver

No annual fee, so nothing to waive.

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 20 Scapia Coins per ₹100 on flights, stays and buses booked in the Scapia app
• 10 Scapia Coins per ₹100 (spends of ₹20 or more)

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: Unlimited visits

Unlimited domestic lounge access in a billing cycle after ₹20,000 net spend

Points

Scapia Coins, worth about ₹0.2 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from Axis