Cards / Axis

AxisAxis Bank Freecharge Plus Credit Card

Axis Bank Freecharge Plus Credit Card Credit Card

Axis Bank · with Freecharge · Cashback

Reviewed by Chandan Kumar Dash

5% cashback on Freecharge spends; 2% on local commute; 1% on all other spends.

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Joining fee

₹350

Annual fee

₹350

Waiver spend

₹50,000

Forex markup

3.5%

Fee waiver

Spend ₹50,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.

That is about ₹4,167 a month.

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Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 5% on spends in the Freecharge app
• 2% on local commute
• 1% on other spends

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Who can apply

Invite only, through the Freecharge app

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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