Cards / Axis

AxisAxis Bank Atlas Credit Card

Axis Bank Atlas Credit Card Credit Card

Axis Bank · Travel

Reviewed by Chandan Kumar Dash

5X EDGE Miles per ₹100 on travel; welcome benefit of 2,500 EDGE Miles; 1 EDGE Mile converts to 2 partner miles.

Saved only in this browser. Sale pages then show your own best card.

Joining fee

₹5,000

Annual fee

₹5,000

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Recent changes

• 23 September 2026Worse for you

  Travel EDGE transfer partners reshuffled: Air India, Flying Blue and Qantas moved to the capped Group A, ITC Hotels removed, Accor returns at a lower ratio, and Lufthansa, Cathay and Hilton added.

  Source

• 28 August 2026Worse for you

  Dynamic currency conversion markup rises from 1.5% to 3.5% on most cards, 2% on Magnus and 1.8% on Olympus.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 2 EDGE Miles per ₹100 on travel agents, cabs and rail
• 5 EDGE Miles per ₹100 on airlines and hotels booked direct (first ₹2 lakh a month)
• 2 EDGE Miles per ₹100

No rewards on fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 8 visits a year
• International: 4 visits a year

Silver tier; Gold (₹7.5 lakh a year) gets 12 and 6, Platinum (₹15 lakh) 18 and 12. Visits include guests. The bank says the international programme is under maintenance.

Points

EDGE Miles, worth about ₹1 each on the usual redemption.

Transfer partners: Accor Live Limitless (1:2), Air Canada Aeroplan (1:2), Ethiopian Airlines ShebaMiles (1:2), Etihad Guest (1:2), JAL Mileage Bank (1:2), Marriott Bonvoy (2:1), Qatar Airways Privilege Club (1:2), Singapore Airlines KrisFlyer (1:2), Turkish Airlines Miles&Smiles (1:2), Thai Airways Royal Orchid Plus (1:2), United MileagePlus (1:2), Wyndham Rewards (1:2), Air France-KLM Flying Blue (1:2), Air India Maharaja Club (1:2), AirAsia (1:2), ITC Club ITC (1:2), IHG One Rewards (1:2), Qantas Frequent Flyer (1:2), SpiceJet SpiceClub (1:2)

Work out what your points are worth

Who can apply

• Age 18 to 70
• Salaried: income of ₹12,00,000 a year or more
• Self-employed: income of ₹15,00,000 a year or more

Resident of India

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from Axis