Axis Bank Cashback Credit Card Credit Card

Axis Bank · Cashback

Reviewed by Chandan Kumar Dash

Up to 7% cashback on eligible online spends; 0.75% on retail and travel spends; 0.5% on utility spends.

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Joining fee: ₹1,000
Annual fee: ₹1,000
Waiver spend: ₹4,00,000
Forex markup: 3.5%

Fee waiver

Spend ₹4,00,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.

That is about ₹33,333 a month.

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Work it out for this card

Compare with other cards Fee waiver: what is left to spend Card EMI or personal loan? Cost of paying only the minimum

Offers on this card now

Food
KFC
Free large fries on KFC orders of ₹499 or more

Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

Ends 31 DecBank's terms
Shopping
AJIO
Flat 20% off on AJIO orders above ₹999

Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

Ends 31 DecBank's terms
Food
Swiggy
Up to ₹150 off on Swiggy

Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

Ends 31 Mar 2027Bank's terms
Food
Zomato
Up to ₹150 off on Zomato

Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

0.75% on travel
0.5% on utility bills (₹100 a statement)
5% on online spends (2% on the first ₹5,000 and 7% above ₹40,000 a month)
0.75% on in-store spends

No rewards on education, fuel, insurance, rent, wallet loads.

Who can apply

Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision. See every card you qualify for.

Official page ApplyAffiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. The EarnKaro link takes you to a partner or bank site, which receives what you enter and may contact you. How we earn

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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