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AU Small FinanceTejas

Tejas Credit Card

AU Small Finance Bank · Rewards

Reviewed by Chandan Kumar Dash

5 reward points per ₹100 via AU Rewardz; 1 per ₹100 elsewhere; 10% cashback at partner merchants.

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Joining fee

₹500

Annual fee

₹500

Waiver spend

₹1,50,000

Forex markup

3.49%

Fee waiver

Spend ₹1,50,000 in a card year and the next annual fee is waived. Spends on education, fuel, rent, wallet loads do not count.

That is about ₹12,500 a month.

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How the app counts rewards

• 10% off on Zomato food delivery (up to ₹50 a month)
• 10% cashback on cabs (up to ₹50 a month)
• 1 point per ₹100 on other spends

No rewards on education, fuel, rent, wallet loads.

Points

Reward Points, worth about ₹0.2 each on the usual redemption.

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Who can apply

• Age 21 to 65

Salaried: 21 to 60 years. Self-employed: 25 to 65 years.

Published minimums. Approval is the bank's decision. See every card you qualify for.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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