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HSBC IndiaHSBC Live+ Credit CardVisa

HSBC Live+ Credit Card Credit Card

HSBC India · Cashback

Reviewed by Chandan Kumar Dash

10% cashback (up to INR 1,200 a month) on dining, food delivery, grocery, shopping and utilities; 1.5% on other spends.

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Joining fee

₹999

Annual fee

₹999

Waiver spend

₹2,00,000

Forex markup

1.99%

Fee waiver

Spend ₹2,00,000 in a card year and the next annual fee is waived.

That is about ₹16,667 a month.

Work out what you still need to spend

Recent changes

• 26 July 2026Better for you

  Card moves to Visa Infinite, 10% cashback extends to shopping and utilities, the monthly cap rises from Rs 1,000 to Rs 1,200 and one international lounge visit a year is added.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Movies
  BookMyShow

  Buy one get one free movie tickets on BookMyShow on Saturdays

  Also 10% off live events on BookMyShow.

  Ends 31 OctBank's terms

• Travel
  YYatra

  Up to ₹10,000 off on flights and hotels on Yatra

  Use code YATRAHSBC.

  Ends 31 OctBank's terms

• Travel
  Emirates

  Up to ₹12,000 off on Emirates flights

  Use code INHSBC1.

  Ends 31 OctBank's terms

• Travel
  MakeMyTrip

  Up to 15% off on hotel and flight bookings on MakeMyTrip

  Also up to ₹40,000 off on holiday bookings.

  Ends 31 OctBank's terms

3 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 1.5% on Amazon, Flipkart and Myntra (Myntra 10% until 31 Oct 2026)
• 10% on dining, food delivery, groceries, shopping and utilities (up to ₹1,200 a month)
• 1.5% on other spends

No rewards on education, fuel, insurance, international, rent, wallet loads.

Airport lounges

• Domestic: 2 visits a year
• International: 1 visit a year

Domestic visits limited to one every 6 calendar months

Who can apply

• Age 18 to 65
• Salaried: income of ₹6,00,000 a year or more
• Self-employed: income of ₹12,00,000 a year or more

Indian resident; self-employed applicants must be 25 to 65

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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