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HSBC TravelOne Credit Card Credit Card

HSBC India · Travel

Reviewed by Chandan Kumar Dash

4 reward points per INR 100 on flights, travel aggregators and foreign currency; 2 points per INR 100 on other spends.

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Joining fee

₹4,999

Annual fee

₹4,999

Waiver spend

₹8,00,000

Forex markup

3.5%

Fee waiver

Spend ₹8,00,000 in a card year and the next annual fee is waived.

That is about ₹66,667 a month.

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Offers on this card now

• Movies
  BookMyShow

  Buy one get one free movie tickets on BookMyShow on Saturdays

  Also 10% off live events on BookMyShow.

  Ends 31 OctBank's terms

• Travel
  YYatra

  Up to ₹10,000 off on flights and hotels on Yatra

  Use code YATRAHSBC.

  Ends 31 OctBank's terms

• Travel
  Emirates

  Up to ₹12,000 off on Emirates flights

  Use code INHSBC1.

  Ends 31 OctBank's terms

• Travel
  MakeMyTrip

  Up to 15% off on hotel and flight bookings on MakeMyTrip

  Also up to ₹40,000 off on holiday bookings.

  Ends 31 OctBank's terms

3 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 4 points per ₹100 on flights and travel aggregators
• 4 points per ₹100 on foreign currency spends
• 2 points per ₹100

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 6 visits a year
• International: 4 visits a year

Points

HSBC Reward Points, worth about ₹1 each on the usual redemption. Expire after 3 years.

Transfer partners: Air India Maharaja Club (1:1), airasia rewards (1:3), Air France-KLM Flying Blue (1:1), British Airways Club (1:1), Etihad Guest (1:1), EVA Air Infinity MileageLands (1:1), Hainan Airlines Fortune Wings Club (2:1), JAL Mileage Bank (1:1), Singapore Airlines KrisFlyer (1:1), Qantas Frequent Flyer (1:1), Qatar Airways Privilege Club (1:1), Thai Airways Royal Orchid Plus (1:1), Turkish Airlines Miles&Smiles (2:1), United MileagePlus (2:1), Vietnam Airlines Lotusmiles (1:1), Accor Live Limitless (1:1), IHG One Rewards (1:1), Marriott Bonvoy (1:1), Shangri-La Circle (5:1), Wyndham Rewards (1:1)

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Who can apply

• Age 18 to 65
• Salaried: income of ₹6,00,000 a year or more
• Self-employed: income of ₹12,00,000 a year or more

Indian resident; self-employed applicants must be 25 to 65

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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