Cards / ICICI

ICICIICICI Bank Emeralde Private Metal Credit CardMastercard

ICICI Bank Emeralde Private Metal Credit Card Credit Card

ICICI Bank · Super premium

Reviewed by Chandan Kumar Dash

6 reward points per Rs 200 on retail spends.

Saved only in this browser. Sale pages then show your own best card.

Joining fee

₹12,499

Annual fee

₹12,499

Waiver spend

₹10,00,000

Forex markup

2%

Fee waiver

Spend ₹10,00,000 in a card year and the next annual fee is waived. Spends on education, rent do not count.

That is about ₹83,333 a month.

Work out what you still need to spend

Recent changes

• 15 January 2026Worse for you

  New fees: 2% on online gaming, 1% on wallet loads of Rs 5,000 or more, and 1% on transport spends above Rs 50,000.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Electronics
  GGoogle Pixel

  Up to ₹10,000 off on Google Pixel 11

  Valid on credit cards and credit card EMI.

  Ends 31 OctBank's terms

• Electronics
  Apple

  Up to ₹7,000 instant cashback on iPhone 18 Pro and iPhone 18 Pro Max

  Valid at Apple authorised stores on credit cards and credit card EMI.

  Ends 26 DecBank's terms

• Travel
  MakeMyTrip

  10% off up to ₹1,800 on domestic flights on MakeMyTrip

  Minimum booking ₹5,000. Valid on Mondays only. Use code FLYMON.

  Ends 31 DecBank's terms

• Travel
  Goibibo

  15% off up to ₹5,000 on domestic hotels on Goibibo

  Minimum booking ₹4,000. Valid on Mondays only. Use code GOICICIFEST.

  Ends 31 DecBank's terms

3 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 6 points per ₹200 on grocery (capped)
• 6 points per ₹200 on utilities (capped)
• 6 points per ₹200 on education (capped)
• 6 points per ₹200 on insurance (capped)
• 6 points per ₹200 on retail spends

No rewards on fuel, rent, wallet loads.

Airport lounges

• Domestic: Unlimited visits
• International: Unlimited visits

Unlimited domestic and international (Priority Pass) lounge access for primary and add-on cardholders

Points

ICICI Bank Reward Points, worth about ₹0.4 each on the usual redemption. Expire after 3 years.

Work out what your points are worth

Who can apply

• Age 21 to 65

By invitation only, through your ICICI Bank Relationship Manager

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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