MakeMyTrip ICICI Bank Credit Card Credit Card

ICICI Bank · with MakeMyTrip · Travel

Reviewed by Chandan Kumar Dash

Up to 6% myCash, 0.99% forex markup.

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Joining fee: ₹999
Annual fee: ₹999
Waiver spend: ₹3,00,000
Forex markup: 0.99%

Fee waiver

Spend ₹3,00,000 in a card year and the next annual fee is waived. Spends on education, rent do not count.

That is about ₹25,000 a month.

Work out what you still need to spend

Recent changes

10 November 2026Worse for you
International spends outside MakeMyTrip will earn no myCash, and myCash earned from 10 November 2026 will expire after 24 months.
Source
10 November 2026Better for you
No foreign currency markup and no dynamic currency conversion fee will be charged.
Source
15 January 2026Worse for you
New fees: 2% on online gaming, 1% on wallet loads of Rs 5,000 or more, and 1% on transport spends above Rs 50,000.
Source

All card changes in 2026

Work it out for this card

Compare with other cards Fee waiver: what is left to spend Card EMI or personal loan? Cost of paying only the minimum

Offers on this card now

Electronics
GGoogle Pixel
Up to ₹10,000 off on Google Pixel 11

Valid on credit cards and credit card EMI.

Ends 31 OctBank's terms
Electronics
Apple
Up to ₹7,000 instant cashback on iPhone 18 Pro and iPhone 18 Pro Max

Valid at Apple authorised stores on credit cards and credit card EMI.

Ends 26 DecBank's terms
Travel
MakeMyTrip
10% off up to ₹1,800 on domestic flights on MakeMyTrip

Minimum booking ₹5,000. Valid on Mondays only. Use code FLYMON.

Ends 31 DecBank's terms
Travel
Goibibo
15% off up to ₹5,000 on domestic hotels on Goibibo

Minimum booking ₹4,000. Valid on Mondays only. Use code GOICICIFEST.

Ends 31 DecBank's terms

3 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

3% myCash on MakeMyTrip flights, holidays, buses and cabs (6% on hotels)
1% myCash on insurance (1,000 myCash a year)
1% myCash on other spends

No rewards on rent, wallet loads.

Airport lounges

Domestic: 2 visits a quarter
International: 1 visit a year

Domestic airport lounge needs ₹75,000 spend in the previous calendar quarter, primary cardholder only. International visit via Priority Pass has no spend condition.

Points

MakeMyTrip myCash, worth about ₹1 each on the usual redemption.

Work out what your points are worth

Who can apply

Age 21+
Salaried: income of ₹2,40,000 a year or more
Self-employed: income of ₹2,40,000 a year or more

Salaried: ₹20,000 a month

Published minimums. Approval is the bank's decision. See every card you qualify for.

Official page

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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