Punjab NationalPNB Metal Credit CardVisaPNB Metal Credit Card Credit Card
Punjab National Bank · Super premium
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- Joining fee
- ₹4,999
- Annual fee
- ₹1,999
- Waiver spend
- ₹6,00,000
- Forex markup
- 0%
Fee waiver
Spend ₹6,00,000 in a card year and the next annual fee is waived.
That is about ₹50,000 a month.
Work out what you still need to spend
Work it out for this card
How the app counts rewards
- 12 points per ₹100 on travel and dining (3X)
- 4 points per ₹100
Airport lounges
- Domestic: Unlimited visits
- International: Unlimited visits
Points
PNB Rewardz Points, worth about ₹0.25 each on the usual redemption. Expire after 3 years.
Work out what your points are worth
Who can apply
- Age 21 to 70
- Salaried: income of ₹18,00,000 a year or more
- Self-employed: income of ₹18,00,000 a year or more
Salaried: gross ₹1.5 lakh a month. Also issued against a fixed deposit of ₹1.5 lakh or more
Published minimums. Approval is the bank's decision. See every card you qualify for.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.06-0001.
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