Punjab NationalPNB Visa Signature Credit CardVisaPNB Visa Signature Credit Card Credit Card
Punjab National Bank · Premium
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- Joining fee
- ₹1,500
- Annual fee
- ₹2,000
- Waiver spend
- ₹3,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹3,00,000 in a card year and the next annual fee is waived.
That is about ₹25,000 a month.
Work out what you still need to spend
Work it out for this card
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 2 points per ₹100
Points
PNB Rewardz Points, worth about ₹0.25 each on the usual redemption. Expire after 3 years.
Work out what your points are worth
Who can apply
- Salaried: income of ₹7,50,000 a year or more
- Self-employed: income of ₹7,50,000 a year or more
Published minimums. Approval is the bank's decision. See every card you qualify for.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.06-0001.
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