Airtel Axis Bank vs Axis Bank ACE

Reviewed by Chandan Kumar Dash

Axis Bank ACE has the lower annual fee (₹499 against ₹500). Airtel Axis Bank waives its fee on ₹2,00,000 of spend a year; Axis Bank ACE waives its fee on ₹2,00,000 of spend a year. Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.

Feature	Airtel Axis BankAxis0 wins	Axis Bank ACEAxis3 wins · ahead
Annual fee	₹500	Lower₹499
Joining fee	₹500	Lower₹499
Fee waiver	Waived on ₹2,00,000 spend a year	Waived on ₹2,00,000 spend a year
Rewards	25% cashback on Airtel mobile, broadband, Wi-Fi and DTH bills; 10% on utility bill payments; Amazon eVoucher worth ₹250 on first transaction	5% cashback on utility bills and recharges on Google Pay; 4% on Swiggy, Zomato and Ola; 1.5% on other spends
Airport lounges	None listed	More4 a year domestic
Forex markup	3.5% plus GST	3.5% plus GST
Points	Cashback or not listed	Cashback or not listed
Published minimum income and age	age 18 to 70	Not published
Network	Not listed	Not listed
Apply	ApplyAffiliate link	ApplyAffiliate link

Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.

Common questions

Which has the lower annual fee?

Axis Bank ACE (₹499 against ₹500). Airtel Axis Bank waives it on ₹2,00,000 of spend a year. Axis Bank ACE waives it on ₹2,00,000 of spend a year.

Add a third card Airtel Axis Bank Axis Bank ACE

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