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Fee waivers, rewards, interest-free days, minimum due and the RBI rules behind your card.

Credit cardsEternal SBI Card: fees, Zomato and Blinkit discounts, and how to applySBI Card and Zomato's parent Eternal launched a card on 15 October 2026. The ₹499 fee, 10% app discounts, cashback caps and how to apply from 22 October.Saifu team · 16 October 2026 · 2 minCredit cardsDo credit card reward points expire?Many cards let points lapse after one to three years. What the bank documents say across 230 Indian cards, and how to check yours before points disappear.Saifu team · 6 October 2026 · 2 minCredit cardsWhich credit card to use in a big online saleBank sale offers come with caps, minimum orders and exclusions. How to work out which card saves the most on your order, using this year's Amazon and Flipkart sales.Saifu team · 6 October 2026 · 2 minCredit cardsHow credit card fee waivers work in IndiaWhat counts towards the spend that waives your annual fee, what usually does not, and how to tell in time whether you will make it.Saifu team · 5 October 2026 · 2 minCredit cardsThe minimum due trap on credit cardsWhy paying only the minimum amount due keeps you in debt for years, what RBI rules protect you, and how to get out faster.Saifu team · 5 October 2026 · 2 min

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