Best card by app
Best credit card for Myntra
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on Myntra, Axis Flipkart returns about ₹4,500 a year, or ₹4,000 after its ₹500 annual fee. With no annual fee, CheQ AU returns ₹1,500 a year.
Most back at ₹5,000 a month Axis Flipkart ₹4,000 a year after the fee Most back at ₹15,000 a month Axis Flipkart ₹13,000 a year after the fee Best with no annual fee CheQ AU ₹1,500 a year
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₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹2,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹1,800 ₹500 ₹1,300 Apply 2 Flipkart SBI Card SBI Card ₹1,800 ₹500 ₹1,300 Apply 3 Cookies RBL Bank ₹2,400 ₹1,200 ₹1,200 Apply 4 HDFC Bank PIXEL Play HDFC Bank ₹1,200 ₹500 ₹700 Apply 5 Swiggy HDFC HDFC Bank ₹1,200 ₹500 ₹700 Apply 6 Swiggy Ornge HDFC Bank HDFC Bank ₹1,200 ₹500 ₹700 Apply 7 CheQ AU AU Small Finance Bank ₹600 Free ₹600 Bank page 8 Zaggle AU Small Finance Bank ₹480 Free ₹480 Apply 9 Scapia Axis Bank Axis Bank ₹480 Free ₹480 Apply 10 Kotak 811 Dream Different Kotak Mahindra Bank ₹480 Free ₹480 Bank page
₹3,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Cookies RBL Bank ₹3,600 ₹1,200 ₹2,400 Apply 2 Axis Flipkart Axis Bank ₹2,700 ₹500 ₹2,200 Apply 3 Flipkart SBI Card SBI Card ₹2,700 ₹500 ₹2,200 Apply 4 HDFC Bank PIXEL Play HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 5 Swiggy HDFC HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 6 Swiggy Ornge HDFC Bank HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 7 CheQ AU AU Small Finance Bank ₹900 Free ₹900 Bank page 8 PhonePe HDFC Bank Ultimo HDFC Bank ₹1,800 ₹999 ₹801 Apply 9 Jalsa RBL Bank ₹1,800 ₹999 ₹801 Bank page 10 Axis Bank Cashback Axis Bank ₹1,800 ₹1,000 ₹800 Apply
₹5,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹4,500 ₹500 ₹4,000 Apply 2 Flipkart SBI Card SBI Card ₹4,500 ₹500 ₹4,000 Apply 3 Cookies RBL Bank ₹3,840 ₹1,200 ₹2,640 Apply 4 HDFC Bank PIXEL Play HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 5 Swiggy HDFC HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 6 Swiggy Ornge HDFC Bank HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 7 PhonePe HDFC Bank Ultimo HDFC Bank ₹3,000 ₹999 ₹2,001 Apply 8 Jalsa RBL Bank ₹3,000 ₹999 ₹2,001 Bank page 9 Axis Bank Cashback Axis Bank ₹3,000 ₹1,000 ₹2,000 Apply 10 HDFC Millennia HDFC Bank ₹3,000 ₹1,000 ₹2,000 Apply
₹7,500 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹6,750 ₹500 ₹6,250 Apply 2 Flipkart SBI Card SBI Card ₹6,750 ₹500 ₹6,250 Apply 3 HDFC Bank PIXEL Play HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 4 Swiggy HDFC HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 5 Swiggy Ornge HDFC Bank HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 6 PhonePe HDFC Bank Ultimo HDFC Bank ₹4,500 ₹999 ₹3,501 Apply 7 Jalsa RBL Bank ₹4,500 ₹999 ₹3,501 Bank page 8 Axis Bank Cashback Axis Bank ₹4,500 ₹1,000 ₹3,500 Apply 9 HDFC Millennia HDFC Bank ₹4,500 ₹1,000 ₹3,500 Apply 10 Swiggy BLCK HDFC Bank HDFC Bank ₹4,500 ₹1,000 ₹3,500 Apply
₹10,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹9,000 ₹500 ₹8,500 Apply 2 Flipkart SBI Card SBI Card ₹9,000 ₹500 ₹8,500 Apply 3 HDFC Bank PIXEL Play HDFC Bank ₹6,000 Free ₹6,000 Apply 4 HDFC Millennia HDFC Bank ₹6,000 Free ₹6,000 Apply 5 Swiggy HDFC HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 6 Swiggy Ornge HDFC Bank HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 7 PhonePe HDFC Bank Ultimo HDFC Bank ₹6,000 ₹999 ₹5,001 Apply 8 Jalsa RBL Bank ₹6,000 ₹999 ₹5,001 Bank page 9 Axis Bank Cashback Axis Bank ₹6,000 ₹1,000 ₹5,000 Apply 10 Swiggy BLCK HDFC Bank HDFC Bank ₹6,000 ₹1,000 ₹5,000 Apply
₹15,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹13,500 ₹500 ₹13,000 Apply 2 Flipkart SBI Card SBI Card ₹13,500 ₹500 ₹13,000 Apply 3 HDFC Millennia HDFC Bank ₹9,000 Free ₹9,000 Apply 4 Swiggy Ornge HDFC Bank HDFC Bank ₹9,000 Free ₹9,000 Apply 5 Swiggy HDFC HDFC Bank ₹9,000 ₹500 ₹8,500 Apply 6 Axis Bank Cashback Axis Bank ₹9,000 ₹1,000 ₹8,000 Apply 7 Swiggy BLCK HDFC Bank HDFC Bank ₹9,000 ₹1,000 ₹8,000 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 9 HDFC Bank PIXEL Play HDFC Bank ₹6,600 Free ₹6,600 Apply 10 PhonePe HDFC Bank Ultimo HDFC Bank ₹6,000 ₹999 ₹5,001 Apply
₹20,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Axis Flipkart Axis Bank ₹16,267 ₹500 ₹15,767 Apply 2 Flipkart SBI Card SBI Card ₹16,267 ₹500 ₹15,767 Apply 3 HDFC Millennia HDFC Bank ₹12,000 Free ₹12,000 Apply 4 Swiggy BLCK HDFC Bank HDFC Bank ₹12,000 Free ₹12,000 Apply 5 Swiggy HDFC HDFC Bank ₹12,000 Free ₹12,000 Apply 6 Swiggy Ornge HDFC Bank HDFC Bank ₹12,000 Free ₹12,000 Apply 7 Axis Bank Cashback Axis Bank ₹12,000 ₹1,000 ₹11,000 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 9 HDFC Bank PIXEL Play HDFC Bank ₹7,200 Free ₹7,200 Apply 10 Hello Cashback IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply
₹30,000 a month on Myntra # Card Rewards a year Annual fee Net a year Link 1 Swiggy BLCK HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 2 Swiggy HDFC HDFC Bank ₹18,000 Free ₹18,000 Apply 3 Swiggy Ornge HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 4 Axis Flipkart Axis Bank ₹17,467 Free ₹17,467 Apply 5 Flipkart SBI Card SBI Card ₹17,467 Free ₹17,467 Apply 6 Axis Bank Cashback Axis Bank ₹18,000 ₹1,000 ₹17,000 Apply 7 HDFC Millennia HDFC Bank ₹13,200 Free ₹13,200 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 9 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply 10 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page
Rewards a year: what the card pays back on Myntra alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on Myntra? At ₹5,000 a month, Axis Flipkart gives the most after its annual fee: about ₹4,000 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for Myntra? CheQ AU charges no annual fee and returns about ₹1,500 a year on ₹5,000 a month of Myntra spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Myntra spends at each amount, then scaled to a year. Only Myntra spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .