Best card by app
Best credit card for Netflix
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on Netflix, Swiggy HDFC returns about ₹3,000 a year, or ₹2,500 after its ₹500 annual fee. At ₹15,000 a month, Swiggy Ornge HDFC Bank leads with ₹9,000 a year after the fee. With no annual fee, Fibe Axis Bank returns ₹1,800 a year.
Most back at ₹5,000 a month Swiggy HDFC ₹2,500 a year after the fee
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₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹3,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹1,800 ₹500 ₹1,300 Apply 3 Fibe Axis Bank Axis Bank ₹1,080 Free ₹1,080 Bank page 4 Kotak Cashback+ Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Bank page 6 Axis Bank Cashback Axis Bank ₹1,800 ₹1,000 ₹800 Apply 7 Zaggle AU Small Finance Bank ₹720 Free ₹720 Apply 8 Scapia Axis Bank Axis Bank ₹720 Free ₹720 Apply 9 Kotak 811 Dream Different Kotak Mahindra Bank ₹720 Free ₹720 Bank page 10 IndusInd Bank Pinnacle IndusInd Bank ₹675 Free ₹675 Bank page
₹5,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹3,000 ₹500 ₹2,500 Apply 3 Kotak Cashback+ Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Bank page 5 Axis Bank Cashback Axis Bank ₹3,000 ₹1,000 ₹2,000 Apply 6 Fibe Axis Bank Axis Bank ₹1,800 Free ₹1,800 Bank page 7 PhonePe SBI Card SELECT BLACK SBI Card ₹3,000 ₹1,499 ₹1,501 Bank page 8 PVR INOX Kotak Kotak Mahindra Bank ₹1,800 ₹499 ₹1,301 Bank page 9 Zaggle AU Small Finance Bank ₹1,200 Free ₹1,200 Apply 10 Scapia Axis Bank Axis Bank ₹1,200 Free ₹1,200 Apply
₹7,500 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹4,500 ₹500 ₹4,000 Apply 3 Kotak Cashback+ Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Bank page 5 Axis Bank Cashback Axis Bank ₹4,500 ₹1,000 ₹3,500 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹4,500 ₹1,499 ₹3,001 Bank page 7 Fibe Axis Bank Axis Bank ₹2,700 Free ₹2,700 Bank page 8 PVR INOX Kotak Kotak Mahindra Bank ₹2,700 ₹499 ₹2,201 Bank page 9 Zaggle AU Small Finance Bank ₹1,800 Free ₹1,800 Apply 10 Scapia Axis Bank Axis Bank ₹1,800 Free ₹1,800 Apply
₹10,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹6,000 ₹500 ₹5,500 Apply 3 Kotak Cashback+ Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Bank page 5 Axis Bank Cashback Axis Bank ₹6,000 ₹1,000 ₹5,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 7 Fibe Axis Bank Axis Bank ₹3,600 Free ₹3,600 Bank page 8 PVR INOX Kotak Kotak Mahindra Bank ₹3,600 ₹499 ₹3,101 Bank page 9 Hello Cashback IDFC FIRST Bank ₹3,600 ₹1,000 ₹2,600 Apply 10 CRED IndusInd Bank RuPay IndusInd Bank ₹3,000 ₹499 ₹2,501 Bank page
₹15,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy Ornge HDFC Bank HDFC Bank ₹9,000 Free ₹9,000 Apply 2 Swiggy HDFC HDFC Bank ₹9,000 ₹500 ₹8,500 Apply 3 Kotak Cashback+ Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Bank page 5 Axis Bank Cashback Axis Bank ₹9,000 ₹1,000 ₹8,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 7 Fibe Axis Bank Axis Bank ₹5,400 Free ₹5,400 Bank page 8 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page 9 Shaurya Select SBI Card SBI Card ₹4,500 Free ₹4,500 Bank page 10 Hello Cashback IDFC FIRST Bank ₹5,400 ₹1,000 ₹4,400 Apply
₹20,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹12,000 Free ₹12,000 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹12,000 Free ₹12,000 Apply 3 Axis Bank Cashback Axis Bank ₹12,000 ₹1,000 ₹11,000 Apply 4 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 5 Kotak Cashback+ Kotak Mahindra Bank ₹9,300 Free ₹9,300 Apply 6 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,300 Free ₹9,300 Bank page 7 Fibe Axis Bank Axis Bank ₹7,200 Free ₹7,200 Bank page 8 Hello Cashback IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 9 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page 10 BPCL SBI Card OCTANE SBI Card ₹6,000 Free ₹6,000 Apply
₹30,000 a month on Netflix # Card Rewards a year Annual fee Net a year Link 1 Swiggy HDFC HDFC Bank ₹18,000 Free ₹18,000 Apply 2 Swiggy Ornge HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 3 Axis Bank Cashback Axis Bank ₹18,000 ₹1,000 ₹17,000 Apply 4 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 5 Fibe Axis Bank Axis Bank ₹10,800 Free ₹10,800 Bank page 6 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply 7 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 8 Kotak Cashback+ Kotak Mahindra Bank ₹9,900 Free ₹9,900 Apply 9 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,900 Free ₹9,900 Bank page 10 Bank of Maharashtra SBI Card PRIME SBI Card ₹9,000 Free ₹9,000 Bank page
Rewards a year: what the card pays back on Netflix alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on Netflix? At ₹5,000 a month, Swiggy HDFC gives the most after its annual fee: about ₹2,500 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for Netflix? Fibe Axis Bank charges no annual fee and returns about ₹1,800 a year on ₹5,000 a month of Netflix spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Netflix spends at each amount, then scaled to a year. Only Netflix spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .