Cards / Standard Chartered Bank India

Standard Chartered Bank IndiaStandard Chartered DigiSmart Credit CardVisa

Standard Chartered DigiSmart Credit Card Credit Card

Standard Chartered Bank India · Entry level

Reviewed by Chandan Kumar Dash

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Joining fee

Free

Annual fee

₹588

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 15% on Ola cab rides (up to ₹600 a month)
• No rewards on other spends (promo-code discounts at Zomato, Blinkit and Yatra)

Who can apply

• Age 21 to 65
• Salaried: income of ₹6,00,000 a year or more

Minimum monthly income of ₹50,000; must live in one of the bank's card sourcing cities

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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