Cards / Standard Chartered Bank India

Standard Chartered Bank IndiaStandard Chartered Smart Credit CardVisa

Standard Chartered Smart Credit Card Credit Card

Standard Chartered Bank India · Cashback

Reviewed by Chandan Kumar Dash

2% cashback on online spends (max INR 1,000 a month); 1% on other spends (max INR 500 a month).

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Joining fee

₹499

Annual fee

₹499

Waiver spend

₹1,20,000

Forex markup

3.5%

Fee waiver

Spend ₹1,20,000 in a card year and the next annual fee is waived.

That is about ₹10,000 a month.

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How the app counts rewards

• 2% on online spends (up to ₹1,000 a month)
• 1% on other spends (up to ₹500 a month)

No rewards on fuel.

Who can apply

• Age 21 to 65

Stable monthly income; must live in one of the bank's card sourcing cities

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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