Cards / Standard Chartered Bank India

Standard Chartered Bank IndiaStandard Chartered Rewards Credit CardMastercard

Standard Chartered Rewards Credit Card Credit Card

Standard Chartered Bank India · Rewards

Reviewed by Chandan Kumar Dash

4 reward points per INR 150 on retail spends, plus 4 bonus points per INR 150 on monthly retail spends above INR 20,000.

Saved only in this browser. Sale pages then show your own best card.

Joining fee

Free

Annual fee

₹1,000

Waiver spend

₹1,50,000

Forex markup

3.5%

Fee waiver

Spend ₹1,50,000 in a card year and the next annual fee is waived.

That is about ₹12,500 a month.

Work out what you still need to spend

Work it out for this card

How the app counts rewards

• 1 point per ₹150 on insurance and government payments
• 4 points per ₹150 (another 4 on spend above ₹20,000 per statement cycle, up to 2,000 bonus points)

No rewards on fuel.

Airport lounges

• Domestic: 1 visit a quarter

Points

360° Rewards Points, worth about ₹0.2 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 18 to 65

Must live in one of the bank's card sourcing cities

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

More from Standard Chartered Bank India