Best card by app
Best credit card for BigBasket
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on BigBasket, HSBC Live+ returns about ₹6,000 a year, or ₹5,001 after its ₹999 annual fee. With no annual fee, CheQ AU returns ₹3,600 a year.
Most back at ₹5,000 a month HSBC Live+ ₹5,001 a year after the fee Most back at ₹15,000 a month HSBC Live+ ₹13,941 a year after the fee Best with no annual fee CheQ AU ₹3,600 a year
Pick your monthly BigBasket spend
₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹2,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC RuPay Cashback HSBC India ₹2,400 ₹499 ₹1,901 Apply 2 CheQ AU AU Small Finance Bank ₹1,440 Free ₹1,440 Bank page 3 HSBC Live+ HSBC India ₹2,400 ₹999 ₹1,401 Apply 4 FIRST Power+ IDFC FIRST Bank ₹1,200 ₹499 ₹701 Apply 5 ICICI Bank HPCL Super Saver ICICI Bank ₹1,200 ₹500 ₹700 Bank page 6 Shoprite RBL Bank ₹1,200 ₹500 ₹700 Apply 7 ICICI Bank Parakram Select ICICI Bank ₹600 Free ₹600 Bank page 8 Zaggle AU Small Finance Bank ₹480 Free ₹480 Apply 9 Scapia Axis Bank Axis Bank ₹480 Free ₹480 Apply 10 Kotak 811 Dream Different Kotak Mahindra Bank ₹480 Free ₹480 Bank page
₹3,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC RuPay Cashback HSBC India ₹3,600 ₹499 ₹3,101 Apply 2 HSBC Live+ HSBC India ₹3,600 ₹999 ₹2,601 Apply 3 CheQ AU AU Small Finance Bank ₹2,160 Free ₹2,160 Bank page 4 Shoprite RBL Bank ₹1,800 ₹500 ₹1,300 Apply 5 Kotak Cashback+ Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Apply 6 Kotak Cashback+ Prime Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Bank page 7 ICICI Bank Parakram Select ICICI Bank ₹900 Free ₹900 Bank page 8 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹1,800 ₹999 ₹801 Bank page 9 Axis Bank Cashback Axis Bank ₹1,800 ₹1,000 ₹800 Apply 10 FIRST Power+ IDFC FIRST Bank ₹1,260 ₹499 ₹761 Apply
₹5,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹6,000 ₹999 ₹5,001 Apply 2 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply 3 CheQ AU AU Small Finance Bank ₹3,600 Free ₹3,600 Bank page 4 Shoprite RBL Bank ₹3,000 ₹500 ₹2,500 Apply 5 Kotak Cashback+ Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Apply 6 Kotak Cashback+ Prime Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Bank page 7 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹3,000 ₹999 ₹2,001 Bank page 8 Axis Bank Cashback Axis Bank ₹3,000 ₹1,000 ₹2,000 Apply 9 Tata Neu Infinity HDFC Bank HDFC Bank ₹3,000 ₹1,499 ₹1,501 Apply 10 PhonePe SBI Card SELECT BLACK SBI Card ₹3,000 ₹1,499 ₹1,501 Bank page
₹7,500 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹9,000 ₹999 ₹8,001 Apply 2 CheQ AU AU Small Finance Bank ₹5,400 Free ₹5,400 Bank page 3 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply 4 Kotak Cashback+ Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Bank page 6 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹4,500 ₹999 ₹3,501 Bank page 7 Axis Bank Cashback Axis Bank ₹4,500 ₹1,000 ₹3,500 Apply 8 Tata Neu Infinity HDFC Bank HDFC Bank ₹4,500 ₹1,499 ₹3,001 Apply 9 PhonePe SBI Card SELECT BLACK SBI Card ₹4,500 ₹1,499 ₹3,001 Bank page 10 Tata Neu Infinity SBI Card SBI Card ₹4,500 ₹1,499 ₹3,001 Apply
₹10,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹12,000 ₹999 ₹11,001 Apply 2 CheQ AU AU Small Finance Bank ₹7,200 Free ₹7,200 Bank page 3 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹6,000 Free ₹6,000 Bank page 4 Kotak Cashback+ Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Bank page 6 Axis Bank Cashback Axis Bank ₹6,000 ₹1,000 ₹5,000 Apply 7 Tata Neu Infinity HDFC Bank HDFC Bank ₹6,000 ₹1,499 ₹4,501 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 9 Tata Neu Infinity SBI Card SBI Card ₹6,000 ₹1,499 ₹4,501 Apply 10 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply
₹15,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹14,940 ₹999 ₹13,941 Apply 2 CheQ AU AU Small Finance Bank ₹10,800 Free ₹10,800 Bank page 3 Kotak Cashback+ Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Bank page 5 Axis Bank Cashback Axis Bank ₹9,000 ₹1,000 ₹8,000 Apply 6 Tata Neu Infinity HDFC Bank HDFC Bank ₹9,000 ₹1,499 ₹7,501 Apply 7 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 8 Tata Neu Infinity SBI Card SBI Card ₹9,000 ₹1,499 ₹7,501 Apply 9 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹6,300 Free ₹6,300 Bank page 10 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page
₹20,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹15,840 Free ₹15,840 Apply 2 CheQ AU AU Small Finance Bank ₹14,400 Free ₹14,400 Bank page 3 Axis Bank Cashback Axis Bank ₹12,000 ₹1,000 ₹11,000 Apply 4 Tata Neu Infinity HDFC Bank HDFC Bank ₹12,000 ₹1,499 ₹10,501 Apply 5 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 6 Tata Neu Infinity SBI Card SBI Card ₹12,000 ₹1,499 ₹10,501 Apply 7 Kotak Cashback+ Kotak Mahindra Bank ₹9,300 Free ₹9,300 Apply 8 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,300 Free ₹9,300 Bank page 9 Hello Cashback IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 10 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page
₹30,000 a month on BigBasket # Card Rewards a year Annual fee Net a year Link 1 CheQ AU AU Small Finance Bank ₹21,600 Free ₹21,600 Bank page 2 Tata Neu Infinity HDFC Bank HDFC Bank ₹18,000 Free ₹18,000 Apply 3 Tata Neu Infinity SBI Card SBI Card ₹18,000 Free ₹18,000 Apply 4 HSBC Live+ HSBC India ₹17,640 Free ₹17,640 Apply 5 Axis Bank Cashback Axis Bank ₹18,000 ₹1,000 ₹17,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 7 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply 8 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 9 Kotak Cashback+ Kotak Mahindra Bank ₹9,900 Free ₹9,900 Apply 10 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,900 Free ₹9,900 Bank page
Rewards a year: what the card pays back on BigBasket alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.
Questions Which credit card gives the most back on BigBasket? At ₹5,000 a month, HSBC Live+ gives the most after its annual fee: about ₹5,001 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for BigBasket? CheQ AU charges no annual fee and returns about ₹3,600 a year on ₹5,000 a month of BigBasket spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of BigBasket spends at each amount, then scaled to a year. Only BigBasket spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .