Best card by app
Best credit card for JioMart
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on JioMart, HSBC Live+ returns about ₹6,000 a year, or ₹5,001 after its ₹999 annual fee. With no annual fee, CheQ AU returns ₹1,500 a year.
Most back at ₹5,000 a month HSBC Live+ ₹5,001 a year after the fee Most back at ₹15,000 a month HSBC Live+ ₹13,941 a year after the fee Best with no annual fee CheQ AU ₹1,500 a year
Pick your monthly JioMart spend
₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹3,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC RuPay Cashback HSBC India ₹3,600 ₹499 ₹3,101 Apply 2 HSBC Live+ HSBC India ₹3,600 ₹999 ₹2,601 Apply 3 Shoprite RBL Bank ₹1,800 ₹500 ₹1,300 Apply 4 Kotak Cashback+ Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Bank page 6 CheQ AU AU Small Finance Bank ₹900 Free ₹900 Bank page 7 ICICI Bank Parakram Select ICICI Bank ₹900 Free ₹900 Bank page 8 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹1,800 ₹999 ₹801 Bank page 9 Axis Bank Cashback Axis Bank ₹1,800 ₹1,000 ₹800 Apply 10 FIRST Power+ IDFC FIRST Bank ₹1,260 ₹499 ₹761 Apply
₹5,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹6,000 ₹999 ₹5,001 Apply 2 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply 3 Shoprite RBL Bank ₹3,000 ₹500 ₹2,500 Apply 4 Kotak Cashback+ Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹3,000 ₹750 ₹2,250 Bank page 6 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹3,000 ₹999 ₹2,001 Bank page 7 Axis Bank Cashback Axis Bank ₹3,000 ₹1,000 ₹2,000 Apply 8 PhonePe SBI Card SELECT BLACK SBI Card ₹3,000 ₹1,499 ₹1,501 Bank page 9 CheQ AU AU Small Finance Bank ₹1,500 Free ₹1,500 Bank page 10 ICICI Bank Parakram Select ICICI Bank ₹1,500 Free ₹1,500 Bank page
₹7,500 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹9,000 ₹999 ₹8,001 Apply 2 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply 3 Kotak Cashback+ Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹4,500 ₹750 ₹3,750 Bank page 5 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹4,500 ₹999 ₹3,501 Bank page 6 Axis Bank Cashback Axis Bank ₹4,500 ₹1,000 ₹3,500 Apply 7 PhonePe SBI Card SELECT BLACK SBI Card ₹4,500 ₹1,499 ₹3,001 Bank page 8 Shoprite RBL Bank ₹3,075 ₹500 ₹2,575 Apply 9 CheQ AU AU Small Finance Bank ₹2,250 Free ₹2,250 Bank page 10 ICICI Bank Parakram Select ICICI Bank ₹2,250 Free ₹2,250 Bank page
₹10,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹12,000 ₹999 ₹11,001 Apply 2 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹6,000 Free ₹6,000 Bank page 3 Kotak Cashback+ Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹6,000 ₹750 ₹5,250 Bank page 5 Axis Bank Cashback Axis Bank ₹6,000 ₹1,000 ₹5,000 Apply 6 PhonePe SBI Card SELECT BLACK SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 7 HSBC RuPay Cashback HSBC India ₹4,800 ₹499 ₹4,301 Apply 8 PVR INOX Kotak Kotak Mahindra Bank ₹3,600 ₹499 ₹3,101 Bank page 9 Reliance SBI Card PRIME SBI Card ₹6,000 ₹2,999 ₹3,001 Bank page 10 CheQ AU AU Small Finance Bank ₹3,000 Free ₹3,000 Bank page
₹15,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹14,940 ₹999 ₹13,941 Apply 2 Kotak Cashback+ Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Apply 3 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,000 ₹750 ₹8,250 Bank page 4 Axis Bank Cashback Axis Bank ₹9,000 ₹1,000 ₹8,000 Apply 5 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 6 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹6,300 Free ₹6,300 Bank page 7 Reliance SBI Card PRIME SBI Card ₹9,000 ₹2,999 ₹6,001 Bank page 8 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page 9 CheQ AU AU Small Finance Bank ₹4,500 Free ₹4,500 Bank page 10 Reliance SBI Card SBI Card ₹4,500 Free ₹4,500 Bank page
₹20,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 HSBC Live+ HSBC India ₹15,840 Free ₹15,840 Apply 2 Axis Bank Cashback Axis Bank ₹12,000 ₹1,000 ₹11,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 4 Kotak Cashback+ Kotak Mahindra Bank ₹9,300 Free ₹9,300 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,300 Free ₹9,300 Bank page 6 Reliance SBI Card PRIME SBI Card ₹12,000 ₹2,999 ₹9,001 Bank page 7 Hello Cashback IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 8 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page 9 Standard Chartered Manhattan Platinum Standard Chartered Bank India ₹6,600 Free ₹6,600 Bank page 10 CheQ AU AU Small Finance Bank ₹6,000 Free ₹6,000 Bank page
₹30,000 a month on JioMart # Card Rewards a year Annual fee Net a year Link 1 Reliance SBI Card PRIME SBI Card ₹18,000 Free ₹18,000 Bank page 2 HSBC Live+ HSBC India ₹17,640 Free ₹17,640 Apply 3 Axis Bank Cashback Axis Bank ₹18,000 ₹1,000 ₹17,000 Apply 4 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 5 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply 6 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 7 Kotak Cashback+ Kotak Mahindra Bank ₹9,900 Free ₹9,900 Apply 8 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,900 Free ₹9,900 Bank page 9 CheQ AU AU Small Finance Bank ₹9,000 Free ₹9,000 Bank page 10 Bank of Maharashtra SBI Card PRIME SBI Card ₹9,000 Free ₹9,000 Bank page
Rewards a year: what the card pays back on JioMart alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on JioMart? At ₹5,000 a month, HSBC Live+ gives the most after its annual fee: about ₹5,001 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for JioMart? CheQ AU charges no annual fee and returns about ₹1,500 a year on ₹5,000 a month of JioMart spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of JioMart spends at each amount, then scaled to a year. Only JioMart spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .