Cards / Axis

AxisIndianOil Axis Bank Premium Credit Card

IndianOil Axis Bank Premium Credit Card Credit Card

Axis Bank · with IndianOil · Fuel

Reviewed by Chandan Kumar Dash

6X EDGE Miles on fuel spends; 2X EDGE Miles on grocery spends; unlimited fuel surcharge waiver at IOCL outlets; 30% off on Zomato twice a month.

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Joining fee

₹1,000

Annual fee

₹1,000

Waiver spend

₹30,000

Forex markup

3.5%

Fee waiver

Spend ₹30,000 in a card year and the next annual fee is waived. Spends on insurance, rent, wallet loads do not count.

That is about ₹2,500 a month.

Work out what you still need to spend

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 6 EDGE Miles per ₹150 at IndianOil fuel outlets (first ₹15,000 a month)
• 2 EDGE Miles per ₹150 on groceries and supermarkets (first ₹5,000 a month)
• 1 EDGE Mile per ₹150

No rewards on education, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 2 visits a quarter

Select domestic airports

Points

EDGE Miles, worth about ₹1 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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