Cards / Axis

AxisLIC Axis Bank Platinum Credit Card

LIC Axis Bank Platinum Credit Card Credit Card

Axis Bank · with LIC · Entry level

Reviewed by Chandan Kumar Dash

2X benefits on LIC premium payments and foreign currency transactions; 1X reward on other spends except fuel, wallet and EMI; 1% fuel surcharge waiver.

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Joining fee

Free

Annual fee

Free

Waiver spend

–

Forex markup

3.5%

Fee waiver

No annual fee, so nothing to waive.

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 2 Reward Points per ₹100 on LIC premiums (official LIC payment gateway)
• 2 Reward Points per ₹100 on foreign currency spends
• 1 Reward Point per ₹100

No rewards on education, fuel, rent, utilities, wallet loads.

Points

LIC Plus Points, worth about ₹0.66 each on the usual redemption. Expire after 1 years.

Work out what your points are worth

Who can apply

• Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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