Cards / Axis

AxisAxis Bank Privilege Easy Credit Card

Axis Bank Privilege Easy Credit Card Credit Card

Axis Bank · Secured (FD backed)

Reviewed by Chandan Kumar Dash

12,500 EDGE Reward Points (worth ₹2,500) welcome benefit; 10,000 additional points on ₹2.5 lakh spends; secured card against FD.

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Joining fee

₹1,500

Annual fee

₹1,500

Waiver spend

₹5,00,000

Forex markup

3.5%

Fee waiver

Spend ₹5,00,000 in a card year and the next annual fee is waived. Spends on education, fuel, insurance, rent, utilities, wallet loads do not count.

That is about ₹41,667 a month.

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Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 10 EDGE Reward Points per ₹200

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 2 visits a quarter

Select domestic airport lounges; needs ₹50,000 spend in the previous 3 calendar months

Points

EDGE Reward Points, worth about ₹0.2 each on the usual redemption.

Work out what your points are worth

Who can apply

Secured card against an Axis Bank Fixed Deposit of ₹65,000 to ₹25 lakh

Published minimums. Approval is the bank's decision. See every card you qualify for.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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