Cards / Axis

AxisAxis Bank Reserve Credit Card

Axis Bank Reserve Credit Card Credit Card

Axis Bank · Super premium

Reviewed by Chandan Kumar Dash

15,000 EDGE Reward Points on card activation; complimentary airport concierge services; ITC Culinaire, Accor Plus and Club Marriott memberships.

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Joining fee

₹50,000

Annual fee

₹50,000

Waiver spend

₹35,00,000

Forex markup

1.5%

Fee waiver

Spend ₹35,00,000 in a card year and the next annual fee is waived. Spends on fuel, insurance, rent, utilities, wallet loads do not count.

That is about ₹2,91,667 a month.

Work out what you still need to spend

Recent changes

• 15 November 2026Neutral

  Complimentary memberships linked to the card will be renewed only with the cardholder's explicit consent.

  Source

• 23 September 2026Worse for you

  Travel EDGE transfer partners reshuffled: Air India, Flying Blue and Qantas moved to the capped Group A, ITC Hotels removed, Accor returns at a lower ratio, and Lufthansa, Cathay and Hilton added.

  Source

• 28 August 2026Neutral

  Priority Pass is no longer accepted at domestic lounges in India; the credit card itself must be used.

  Source

• 2 April 2026Worse for you

  Accor, Marriott Bonvoy and Qatar Airways were dropped as transfer partners without notice, with Finnair and Vietnam Airlines added.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 15 EDGE Reward Points per ₹200 on rent, first ₹1,00,000 a month only (1% rent fee applies)
• 30 EDGE Reward Points per ₹200 on international spends (up to your credit limit each month)
• 15 EDGE Reward Points per ₹200

No rewards on fuel, insurance, utilities, wallet loads.

Airport lounges

• Domestic: Unlimited visits
• International: Unlimited visits

Unlimited domestic and Priority Pass international visits, plus 12 guest visits a year on each

Points

EDGE Reward Points, worth about ₹0.2 each on the usual redemption.

Transfer partners: Accor Live Limitless (5:2), Air Canada Aeroplan (5:2), Ethiopian Airlines ShebaMiles (5:2), Etihad Guest (5:2), JAL Mileage Bank (5:2), Marriott Bonvoy (5:2), Qatar Airways Privilege Club (5:2), Singapore Airlines KrisFlyer (5:2), Turkish Airlines Miles&Smiles (5:2), Thai Airways Royal Orchid Plus (5:2), United MileagePlus (5:2), Wyndham Rewards (5:2), Air France-KLM Flying Blue (5:2), Air India Maharaja Club (5:2), AirAsia (5:2), ITC Club ITC (5:2), IHG One Rewards (5:2), Qantas Frequent Flyer (5:2), SpiceJet SpiceClub (5:2)

Work out what your points are worth

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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