Cards / Axis

AxisAxis Bank Select Credit Card

Axis Bank Select Credit Card Credit Card

Axis Bank · Premium

Reviewed by Chandan Kumar Dash

10,000 EDGE Reward Points on activation within 30 days; 2X per ₹200 on retail shopping; ₹500 off on BigBasket and ₹200 off on Swiggy offers.

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Joining fee

₹3,000

Annual fee

₹3,000

Waiver spend

₹8,00,000

Forex markup

3.5%

Fee waiver

Spend ₹8,00,000 in a card year and the next annual fee is waived. Spends on education, fuel, insurance, rent, utilities, wallet loads do not count.

That is about ₹66,667 a month.

Work out what you still need to spend

Recent changes

• 15 November 2026Neutral

  Complimentary memberships linked to the card will be renewed only with the cardholder's explicit consent.

  Source

• 1 November 2026Worse for you

  The District buy one get one movie offer will need spends of Rs 25,000 in the previous 3 months.

  Source

• 1 October 2026Worse for you

  Spends in non-reward categories such as rent, fuel, insurance, utilities, wallet, education and gift cards no longer count toward the Rs 3 lakh annual milestone.

  Source

• 28 August 2026Worse for you

  Dynamic currency conversion markup rises from 1.5% to 3.5% on most cards, 2% on Magnus and 1.8% on Olympus.

  Source

• 28 August 2026Neutral

  Priority Pass is no longer accepted at domestic lounges in India; the credit card itself must be used.

  Source

All card changes in 2026

Work it out for this card

Offers on this card now

• Food
  KFC

  Free large fries on KFC orders of ₹499 or more

  Dine-in and takeaway orders through the KFC kiosk or app at select stores only. Generate the code on the Axis Bank rewards link. Not valid at the cash counter, on delivery or on third-party apps.

  Ends 31 DecBank's terms

• Shopping
  AJIO

  Flat 20% off on AJIO orders above ₹999

  Get the coupon code from the Axis Bank rewards link and apply it at checkout. Valid on Axis Bank credit and debit cards.

  Ends 31 DecBank's terms

• Food
  Swiggy

  Up to ₹150 off on Swiggy

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEX150 and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

• Food
  Zomato

  Up to ₹150 off on Zomato

  Minimum order ₹600, Saturdays only, once a month per user. Use code AMEXNETWORK and pay with an Axis Bank credit card on the American Express network.

  Ends 31 Mar 2027Bank's terms

5 more on the card offers page. Checked 18 Oct from the bank's own pages; read the bank's terms before you pay.

How the app counts rewards

• 20 EDGE Reward Points per ₹200 at department and clothing stores (first ₹20,000 a month)
• 20 EDGE Reward Points per ₹200 at grocery stores (first ₹20,000 a month)
• 10 EDGE Reward Points per ₹200

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 2 visits a quarter
• International: 6 visits a year

Domestic access needs ₹50,000 spend in the last 3 months; Priority Pass gives 6 international visits a year, 6 more after ₹3 lakh spend

Points

EDGE Reward Points, worth about ₹0.2 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 18 to 70
• Salaried: income of ₹6,00,000 a year or more
• Self-employed: income of ₹6,00,000 a year or more

Net income at least ₹6 lakh a year; fees nil for Burgundy customers

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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