Cards / Standard Chartered Bank India

Standard Chartered Bank IndiaStandard Chartered Ultimate Credit CardMastercard

Standard Chartered Ultimate Credit Card Credit Card

Standard Chartered Bank India · Premium

Reviewed by Chandan Kumar Dash

5 reward points per INR 150 spent; 1 point = INR 1.

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Joining fee

₹5,000

Annual fee

₹5,000

Waiver spend

–

Forex markup

2%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 3 points per ₹150 on utilities, supermarkets, insurance, property management (rent), schools and government payments
• 5 points per ₹150

No rewards on fuel.

Airport lounges

• Domestic: 4 visits a quarter
• International: 1 visit a month

International visit through Priority Pass needs ₹20,000 spend in the previous month

Points

360° Rewards Points, worth about ₹1 each on the usual redemption.

Work out what your points are worth

Who can apply

• Age 21 to 65

Stable monthly income; must live in one of the bank's card sourcing cities

Published minimums. Approval is the bank's decision. See every card you qualify for.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.06-0001.

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