Saifu
Saifu
Amazon Great Indian Festival: SBI credit cards take 10% off, up to ₹1,250. See which card winsMyntra Big Fashion Festival: HDFC Bank credit cards (not co-branded) take 10% off, up to ₹1,000. See which card winsCroma Festival of Dreams: see which of your cards earns the most on Croma

Best card by app

Best credit card for Rent Payment

Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026

Quick answer. For ₹5,000 a month on rent payments, Zaggle returns about ₹1,200 a year and charges no annual fee.

Most back at ₹5,000 a monthZaggle₹1,200 a year after the fee
Most back at ₹15,000 a monthZaggle₹3,600 a year after the fee
Best with no annual feeZaggle₹1,200 a year

Pick your monthly rent payments spend

₹5,000 a month on rent payments
#CardRewards a yearAnnual feeNet a yearLink
1ZaggleAU Small Finance Bank₹1,200Free₹1,200Apply
2Standard Chartered SmartStandard Chartered Bank India₹1,200₹499₹701Bank page
3Union Bank RuPay SelectUnion Bank of India₹600Free₹600Bank page
4IndusInd Bank Pioneer LegacyIndusInd Bank₹420Free₹420Bank page
5IndusInd Bank Samman RuPayIndusInd Bank₹600₹199₹401Bank page
6IndusInd Bank PinnacleIndusInd Bank₹315Free₹315Bank page
7Canara Bank MasterCard PlatinumCanara Bank₹300Free₹300Bank page
8Canara Bank MasterCard WorldCanara Bank₹300Free₹300Bank page
9Canara Bank RuPay PlatinumCanara Bank₹300Free₹300Bank page
10Canara Bank RuPay SelectCanara Bank₹300Free₹300Bank page

Check the fee first. Apps that let you pay rent by card usually add a convenience fee, and it is often more than the reward. Some banks also charge their own fee on rent payments.

Rewards a year: what the card pays back on rent payments alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.

Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.

Questions

Which credit card gives the most back on rent payments?

At ₹5,000 a month, Zaggle gives the most after its annual fee: about ₹1,200 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.

Is there a lifetime free card for rent payments?

Zaggle charges no annual fee and returns about ₹1,200 a year on ₹5,000 a month of rent payments spends.

How does Saifu work these figures out?

Each card's reward rules, caps and exclusions from its bank's terms are run on three months of rent payments spends at each amount, then scaled to a year. Only rent payments spends count towards the caps here; if your other spends share the same cap, you get less.

See also: best cards by type, find a card for all your spends, compare two cards.

Spot a mistake on this page? Tell us